For many people, renting a car usually means pulling out a credit card. But what if you don’t have one? Whether you’re visiting Perth for a holiday or you’re a local in need of a temporary ride, there are still ways to get behind the wheel without swiping a credit card. In this guide, we’ll walk you through practical options, tips, and things to watch out for — and how Accura Cars makes the process easier.

Can You Rent a Car in Perth Without a Credit Card?

Yes, you can — but it’s important to know that most traditional rental companies prefer credit cards because they can place a security hold for potential damages or unpaid fees. Without a credit card, you’ll need to meet alternative requirements such as:

• Providing a debit card with sufficient balance
• Paying a higher security deposit in cash
• Having comprehensive insurance or buying the rental company’s coverage
• Meeting stricter driver identification requirements

Alternative Payment Options for Car Rentals

Here are some of the most common payment alternatives if you don’t have a credit card:

1. Debit Card Rentals

Many Perth car rental services accept Visa or Mastercard debit cards. You may need to:

• Show multiple forms of ID
• Allow a pre-authorisation hold on your account
• Pay for extra insurance coverage

2. Cash Deposits

Some smaller, local rental companies or peer-to-peer platforms like Accura Cars allow cash deposits. The deposit amount may be higher than usual, but you’ll get it back if the car is returned in good condition.

3. Bank Transfer Prepayment

A few rental services accept direct EFT transfers for the rental fee and deposit. This works best if you book in advance.

4. Peer-to-Peer Car Rental Platforms

Platforms like Accura Cars connect you directly with car owners in Perth. Many owners are more flexible with payment methods and may accept debit cards, bank transfers, or cash.

How Accura Cars Makes It Easy

With Accura Cars, you can:

• Book a car without a credit card (depending on owner’s preferences)
• Negotiate deposit methods directly with car owners
• Choose from a wide range of vehicles including budget cars, SUVs, and luxury options
• Enjoy transparent pricing with no hidden fees

Whether you need a weekend ride or a long-term rental, our platform gives you flexibility that traditional rental agencies can’t match.

Things to Keep in Mind When Renting Without a Credit Card

If you’re renting in Perth without a credit card, follow these tips:

• Confirm payment method in advance – Always check with the owner or rental company before booking.
• Ask about deposit return time – Some methods (like bank transfers) may take longer to refund.
• Get everything in writing – Payment, deposit, and damage policy should be clearly stated in your rental agreement.
• Inspect the car before you drive off – Take photos and note any pre-existing damage.
• Understand insurance coverage – Without a credit card, you may be required to take full coverage.

Final Thoughts

Renting a car in Perth without a credit card is absolutely possible — it just requires a little extra planning. By exploring options like debit cards, cash deposits, and peer-to-peer rentals on Accura Cars, you can get the vehicle you need without the hassle of credit card requirements.

If you’re ready to book your next ride in Perth — whether you’re a local or a visitor — check out Accura Cars and find a car that suits your needs, budget, and payment preferences.